Why is credit scoring used?

Credit scoring is based on real data and statistics, so it usually is more reliable than subjective or judgmental methods. It treats all applicants objectively. Judgmental methods typically rely on criteria that are not systematically tested and can vary when applied by different individuals.

By pressing “Submit,” you consent to receive text messages from Infinity Lending Direct Inc. Messaging frequency varies. Message and data rates may apply. Expect important notifications about our services, updates on upcoming meetings, and replies from your dedicated representative. You can opt out at any time by replying "STOP" or send "HELP" for more info to any message. For more information, please read our Terms of Service and Privacy Policy.